A wine properly aged in bulk, with periodic racking during the aging should be perfectly clear and free of any yeast sediment and taste. 2-3 months is NOT enough time for a wine to age. Wine Kit makers will talk about how you can have a wine ready to drink in 6 weeks.... yeah, right.
There is Drinkable wine, Good wine, Enjoyable wine, and wine that is a treasure and a joy to share. The more time you invest in the wine, the closer you get that wine that is a treasure.
You will find, as mentioned in posts above, that TIME - PATIENCE is one of the most important parts of wine making. With enough equipment you can clear a wine, by filtering and use of fining agents, but the value/importance of aging cannot be accomplished just by filtering and fining agents. Even white wines need some aging time.