Frog needs a loan

A frog walks into a bank and approaches the receptionist. She asks if she can help the frog and he reply's "I'm building a house and need to borrow some money". The receptionist directs the frog to go see one of the loan officers, Patty Black. The frog sits down at her desk as she asks how she may help him. "I'm building a house and need a loan" says the frog. Patty asked him what he might have for collateral. He pulls out this object and says, "I have this statue for collateral". Patty looks at the statue an says, "I will have to get the banks President to approve this", and walks over to his office. She explains the need for the loan and he asks about the collateral. Patty sets the statue down and says, "he has this statue for collateral". The bank President picks it up, looks at it shaking his head an says.....This is not a statue, it's a....

NICK NACK PATTY BLACK, GIVE THE FROG A LOAN!